Affiliate Program Terms & Conditions

These terms govern your participation in the OVVEE Affiliate Program operated by Credmint Innovation Private Limited (CIN: U62011MP2025PTC078731, GSTIN: 23AANCC0644G1ZX, "OVVEE"). By joining the program, you accept these terms in full.

1. Eligibility

The OVVEE Affiliate Program is open to individuals who are:

At least 18 years of age

Residents of India

Capable of entering into a legally binding contract under the Indian Contract Act, 1872

Enrollment is subject to approval by OVVEE at its sole discretion. OVVEE may refuse or revoke enrollment without providing a reason.

2. Commission Structure

Commission is earned on successful, non-refunded plan payments made by referred businesses. The applicable rates by plan and billing cycle are:

Free Plan: 0% (no commission)

Starter Plan — Monthly: 20% of plan amount

Starter Plan — Yearly: 25% of plan amount

Growth Plan — Monthly: 40% of plan amount

Growth Plan — Yearly: 50% of plan amount

Advanced Plan — Monthly or Yearly: 60% of plan amount

Commission applies to the net plan amount paid by the referred business, excluding GST, processing fees, and any applicable discounts applied at the time of purchase.

3. Commission Rate Changes

OVVEE reserves the right to revise commission rates, payout thresholds, or any aspect of this program at any time. Affiliates will be notified via their registered email address at least 7 days before any change takes effect on future payouts. Changes do not apply retroactively to conversions already credited. Continued participation after notice constitutes acceptance of the revised terms.

4. Referral Tracking

A referral is credited when a business clicks your unique referral link and completes a paid plan subscription on OVVEE within the tracking window. Self-referrals and referrals using false, duplicate, or test accounts are strictly prohibited and will be reversed.

5. Minimum Payout Threshold

Payouts are processed only when the affiliate's net payable balance (after applicable TDS deduction) reaches a minimum of ₹1,000. Balances below this threshold carry forward to the next payout cycle. Accumulated balance does not expire as long as the affiliate account remains active and in good standing.

6. Payout Process

Payouts are made directly to the affiliate's registered and verified bank account

KYC verification (Aadhaar, PAN, cancelled cheque) must be completed before the first payout

Payout cycles are scheduled by the OVVEE finance team; no fixed payout date is guaranteed

All pending and paid amounts are visible in real time in the affiliate dashboard

7. Tax Deducted at Source (TDS)

Commission income is subject to TDS under Section 194H of the Income Tax Act, 1961:

10% if a valid PAN card is provided and verified

20% if no PAN is provided

TDS certificates (Form 16A) will be issued for each financial year. Affiliates are solely responsible for filing their income tax returns and complying with all applicable tax obligations, including any GST obligations that may arise based on their individual tax status.

8. Forfeiture of Commission

Commissions will be forfeited in the following circumstances:

The referred business cancels or is refunded within 30 days of the plan payment

The referral is found to be fraudulent, self-referred, or in violation of these terms

The affiliate account is terminated due to a policy violation

9. Prohibited Conduct

Affiliates must not engage in:

Paid advertising using OVVEE trademarks, brand names, or product names without prior written approval

Spam, unsolicited bulk messaging, or cold outreach that violates applicable law

Self-referrals or referrals using fake or duplicate identities

Misrepresentation of OVVEE's products, pricing, features, or policies

Any conduct that creates legal, reputational, or regulatory risk for OVVEE

Cookie stuffing, forced clicks, or any other fraudulent referral technique

Violation of any of the above may result in immediate account termination and forfeiture of all pending commissions.

10. Account Suspension & Termination

OVVEE may suspend or terminate an affiliate account at any time for:

Violation of these terms or OVVEE's general Terms of Service

Fraudulent or suspicious referral activity

Conduct that brings OVVEE into disrepute

Upon termination, unpaid commissions arising from legitimate, verified conversions (if any) will be settled within 30 days at OVVEE's discretion, after deducting any amounts subject to reversal or investigation.

11. Relationship of Parties

Affiliates are independent contractors, not employees, agents, or partners of OVVEE. Nothing in this program creates an employment, partnership, joint venture, or fiduciary relationship between the affiliate and OVVEE.

12. Limitation of Liability

OVVEE's total liability to any affiliate shall not exceed the total commission paid to that affiliate in the 3 months preceding the claim. OVVEE is not liable for indirect, incidental, consequential, or punitive damages.

13. Governing Law & Disputes

These terms are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of courts in Bengaluru, Karnataka. OVVEE's decision on commission calculations and disputes is final, subject only to manifest arithmetical error.

14. Amendments

OVVEE may update these terms at any time. Material changes will be communicated via email. Continued participation after notice constitutes acceptance.

15. Contact

Affiliate-related queries: [email protected]

Credmint Innovation Private Limited, Indore, Madhya Pradesh – 452001, India

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